Please select your topic

Breaches of the Insurance Supervision Act (§ 23 Abs. 6 Nr. 1 VAG) →
All violations of the provisions of the Insurance Supervision Act can be reported. 
Violations of legal ordinances on the basis of the VAG (§ 23 Abs. 6 Nr. 2 VAG) →
Violations of legal ordinances issued on the basis of the Insurance Supervision Act can be reported here.
Violations of the Market Abuse Regulation (§ 23 Abs. 6 Nr. 3 VAG) →
This reporting ground includes breaches of Regulation (EU) No 596/2014 of the European Parliament and of the Council of 16 April 2014 on market abuse (Market Abuse Regulation) and repealing Directive 2003/6/EC of the European Parliament and of the Council and Commission Directives 2003/124/EC, 2003/125/EC and 2004/72/EC (OJ L 173, 12.6.2014, p. 1)
Violations of the Ordinance on Basic Information Sheets for Insurance Investment Products (§ 23 Abs. 6 Nr. 4 VAG) →
 Regulation (EU) No 1286/2014 of the European Parliament and of the Council of 26 November 2014 on key information documents for packaged retail and insurance-based investment products (PRIIPs) (OJ L 352, 9.12.2014, p. 1, L 358, 13.12.2014, p. 50), as amended
Infringements that also require reporting to an external organisation (§ 23 Abs. 6 Nr. 5 VAG) →
Violations of regulations that may also be reported to an external body within the meaning of the Whistleblower Protection Act (Section 23 (6) No. 5 VAG)
Any criminal offences within the company (§ 23 Abs. 6 VAG) →
The reporting of criminal offences committed within the company.
Terrorist Financing (German money laundering act) →
The provision or collection of assets with the knowledge or with the intention that these assets, in whole or in part, will be used or are intended to be used to commit one or more of the following criminal offenses:

·         a criminal act according to Section 129a of the German Criminal Code, also in conjunction with Section 129b of the German Criminal Code, or
·         another of those in Articles 3, 5 to 10 and 12 of Directive (EU) 2017/541 of the European Parliament and of the Council of 15 March 2017 on combating terrorism and replacing Council Framework Decision 2002/475/JHA criminal offenses specified in Council Decision 2005/671 / JHA (OJ L 88, 31.3.2017, p. 6),
·         the commission of a criminal act according to § 89c of the German Criminal Code or
·         inciting or aiding and abetting a criminal offense according to number 1 or 2.